• Real Estate Expertise by the Shore

2000 Bellmore Street Ocean Township, NJ 07755

732-517-0102

523 Main Street Bradley Beach, NJ 07720

(732) 455-5252

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How Much Can I Afford?

How Much Can I Afford?

Understanding how much you can afford is one of the most important rules of home buying. Depending on your individual situation, your budget can affect everything from the neighborhoods where you look, to the size of the house, and even what type of financing you choose. Bear in mind, however, that lenders will look at [...]
How Mortgage Loans Work

How Mortgage Loans Work

Excluding property taxes and insurance, a traditional fixed-rate mortgage payment consist of two parts: (1) interest on the loan and (2) payment towards the principal, or unpaid balance of the loan. Many people are surprised to learn, however, that the amount you pay towards interest and principal varies dramatically over time. This is because mortgage [...]
All About Adjustable-Rate Mortgages

All About Adjustable-Rate Mortgages

Adjustable-rate mortgages (ARMs) differ from fixed-rate mortgages in that the interest rate and monthly payment can change over the life of the loan. ARMs also generally have lower introductory interest rates vs. fixed-rate mortgages. Before deciding on an ARM, key factors to consider include how long you plan to own the property, and how frequently [...]
All About Home Warranties

All About Home Warranties

A home is the single largest investment that most of us will ever make - and the last thing that any new home owner wants are costly repairs or replacement of aging systems. Whether you are a first time home buyer, seller, or existing homeowner - a home warranty is a very affordable way to [...]
All About Home Inspections

All About Home Inspections

What’s a home inspection? A home inspection is when a paid professional inspector — often a housing contractor or an engineer — inspects the home, searching for defects or other problems that might plague the owner later on. They usually represent the buyer and is paid by the buyer. The inspection usually takes place after […]

8 Stellar Tips for First Time Homebuyers

8 Stellar Tips for First Time Homebuyers

Purchasing a home can be quite a challenging task, especially for first-time homebuyers. For most people, it represents one of the most significant monetary investments they will make in their lifetime and they want to get it right. FREE DOWNLOAD: The Ultimate Homebuyers Guide Unfortunately, the process can be quite complex and riddled with surprise expenses […]