• Real Estate Expertise by the Shore

2000 Bellmore Street Ocean Township, NJ 07755

732-517-0102

523 Main Street Bradley Beach, NJ 07720

(732) 455-5252

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Changes in the Mortgage Market Since COVID-19

Changes in the Mortgage Market Since COVID-19

Changes in the Mortgage Market Since COVID-19 It’s been difficult to adjust to a new normal during the past few weeks. With most residents being asked to stay at home, there are many who have recently lost their jobs or been asked to work remotely. The mortgage industry has also taken a big hit that […]

5 Questions Buyers Have During the Coronavirus Outbreak Answered

5 Questions Buyers Have During the Coronavirus Outbreak Answered

5 Questions Buyers Have During the Coronavirus Outbreak Answered Everyone is being affected in some manner by the outbreak of Covid-19 coronavirus. During this time, buyers will have more questions than normal about the home buying process and their ability to buy a new home. While we can’t predict what the next few weeks and […]

Your Credit History

Your Credit History

As part of the loan application process, virtually all lenders will want to see a copy of your credit report. The report will list all your long-term debts (credit cards, mortgage payments, automobile and student loans, etc.), as well as your payment history. If you don't have a copy of your credit report, most lenders [...]
How Mortgage Loans Work

How Mortgage Loans Work

Excluding property taxes and insurance, a traditional fixed-rate mortgage payment consist of two parts: (1) interest on the loan and (2) payment towards the principal, or unpaid balance of the loan. Many people are surprised to learn, however, that the amount you pay towards interest and principal varies dramatically over time. This is because mortgage [...]