• Real Estate Expertise by the Shore

2000 Bellmore Street Ocean Township, NJ 07755

732-517-0102

523 Main Street Bradley Beach, NJ 07720

(732) 455-5252

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Your Credit History

Your Credit History

As part of the loan application process, virtually all lenders will want to see a copy of your credit report. The report will list all your long-term debts (credit cards, mortgage payments, automobile and student loans, etc.), as well as your payment history. If you don't have a copy of your credit report, most lenders [...]
How Mortgage Loans Work

How Mortgage Loans Work

Excluding property taxes and insurance, a traditional fixed-rate mortgage payment consist of two parts: (1) interest on the loan and (2) payment towards the principal, or unpaid balance of the loan. Many people are surprised to learn, however, that the amount you pay towards interest and principal varies dramatically over time. This is because mortgage [...]